Benefits Eligibility

Team members must provide proof of dependent eligibility at the time of enrollment.

1. Please upload supporting documentation to: Me > Document Records.
2. Hover over the applicable life event types below to see what type of documentation is required.
3. For a list of acceptable documentation, see “Download Dependent Eligibility Verification (DEV) Packet” under myBenefits > Review Team Member Resources.

Failure to submit supporting documentation for life events will result in coverage changes being retroactively removed. If you have any questions, please contact Team Member Resources by phone at 973-660-3521 or email at [email protected].

The term “spouse” means the spouse of the Team Member under a legally valid existing marriage, unless court-ordered separation exists.

The term “child” means:

• For Medical, the Team Member’s natural child, stepchild, legally adopted child, foster child, and a child for whom the Team Member or covered spouse has been appointed legal guardian, provided the child is less than twenty-six (26) years of age.
• An eligible child shall also include any other child of an Team Member or their spouse who is recognized in a Qualified Medical Child Support Order (QMCSO) or National Medical Support Notice (NMSN) which has been issued by any court judgment, decree, or order as being entitled to enrollment for coverage under this Plan.
• Adopted children, who are less than eighteen (18) years of age at the time of adoption, shall be considered eligible from the date the child is placed for adoption.
• A child who is unmarried, incapable of self-sustaining employment, and dependent upon the Team Member for support due to a mental and/or physical disability, and who was covered under the Plan prior to reaching the maximum age limit of 26 or due to other loss of dependent’s eligibility and who lives with the Team Member, will remain eligible for coverage under this Plan beyond the date coverage would otherwise be lost.