Benefits Information Portal
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You have your choice between three medical plans, each option with their own pros and cons. We’ve outlined a few key details below for each plan, and who might be a good fit for it. We also encourage you to review the full plan comparison PDF linked below, or use Upwise, the free benefits advisor.
The chart below can help you compare plans quickly. Scroll down for more information on each plan option.
Option 1
The Essential PPO plan offers comprehensive medical coverage at an affordable monthly premium. This plan is great for employees who don’t need a lot of healthcare and want to maximize their of take home pay.
Employee Only
$106.60 Monthly
Employee + Spouse
$266.50 Monthly
Employee + Child(ren)
$239.85 Monthly
Family
$346.45 Monthly
Deductible:
$5,000 Single / $10,000 Family
Out of Pocket Max:
$10,600 Single / $21,200 Family
Telemedicine:
$10 copay
Primary Care:
$30 copay
Specialist:
$50 copay
Urgent Care:
$30 Copay
ER:
30% After Deductible
Best For:
Healthy individuals/families with low anticipated healthcare needs
Option 2
The Protect PPO plan offers comprehensive medical coverage at an affordable monthly premium. This plan has been optimized for most Genesco employees healthcare needs – with convenient co-pays on the services you use most (Primary Care, Specialists, Urgent Care and Generic Prescriptions) and comprehensive coverage everywhere else.
If you’re looking for a plan similar to Genesco’s previous PPO plan with a few convenient updates, this is the right BCBST choice for you.
Employee Only
$166.40 Monthly
Employee + Spouse
$416.00 Monthly
Employee +Child(ren)
$374.40 Monthly
Employee + Family
$540.80 Monthly
Deductible:
$3,500 Single / $7,000 Family
Out of Pocket Max:
$8,500 Single / $17,000 Family
Telemedicine:
$10 copay
Primary Care:
$20 copay
Specialist:
$40 copay
Urgent Care:
$20 Copay
ER:
20% After Deductible
*Weekly Premiums are available on the rate sheet.
Best For:
Those needing extra coverage at affordable rates.
Option 3
A Health Savings Account (HSA) is like a 401(k) for healthcare. This plan combines a high deductible health plan with an HSA giving you an easy, safe way to lower your healthcare costs today while saving money for future healthcare expenses.
Employee Only
$228.80 Monthly
Employee + Spouse
$572.00 Monthly
Employee +Child(ren)
$514.80 Monthly
Employee + Family
$743.60 Monthly
Deductible:
$1,700 Single / $3,400 Family
Out of Pocket Max:
$6,000 Single / $12,000 Family
Telemedicine:
$10 copay
Primary Care:
15% After Deductible
Specialist:
15% After Deductible
Urgent Care:
15% After Deductible
ER:
15% After Deductible
*Weekly Premiums are available on the rate sheet.
Best For:
Those with low healthcare expenses looking for pre-tax savings.
Transparency in Coverage Alert
Tobacco Surcharge
Health Premium + 100/month
This charge can be avoided for non-tobacco users and those who have quit the habit. Click Here for tips/resources on quitting tobacco.
Fees vary based on your plan selection and coverage level.
$100/month tobacco surcharge applies to all plans for tobacco users.
The plans generally cover the same broad categories of eligible healthcare services, but premiums, deductibles, copays, coinsurance, and other cost-sharing can differ by plan.
The primary U.S. medical plan options referenced in employee communications are Advantage HSA, Protect PPO, and Essential PPO. Employees should review current plan summaries for premiums, deductibles, copays, and other cost-sharing.
Contact the Benefits team. If necessary, the existing event can be reviewed and a corrected event may need to be created so the employee can complete the election properly.
Documentation depends on the event. Examples include a marriage certificate, birth certificate, divorce decree, adoption or guardianship documentation, or proof showing the date other coverage was lost or changed.
The BlueCross mobile app makes it easier than ever to get the plan information you need, when you need it. Log in using the username and password from your online account. The app provides quick access to Live Online Chat, Digital ID Cards, Care Providers and Costs, and Easy Telehealth Access.
Learn More
The Summary of Benefits and Coverage (SBC): The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately. This is only a summary.
The Summary of Benefits and Coverage (SBC): The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately. This is only a summary.
The Summary of Benefits and Coverage (SBC): The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately. This is only a summary
The Summary of Benefits and Coverage (SBC): The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately. This is only a summary.
The Tobacco Cessation service (for members 18 years and older) gives members 24/7 nurse support, health coach support, education and physician prescribed treatment, if necessary. Once members are enrolled, they can get regular follow ups from a nurse. Members can also contact the tobacco cessation hotline 24 hours a day, 365 days a year.
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